Home » HomeOwnership Center » Mortgage Financing » FAQ - Mortgages
Do I qualify for a mortgage?
Possibly, but until we meet with you we won't be able to tell you how much you qualify for on a loan. The first step is to talk to our Housing Counselor.Please call Theressa at 304-363-0860 ext 127 to set up an appointment.
What does my credit score need to be?
In most cases your credit score needs to be 620 or above, but we do have programs for credit challenged clients.
How long do I need to be employed?
Most lenders want to see a 2 year work history. Sometimes education from an accredited program can be counted.
Do I have to be a certain age to apply?
We do not discriminate for age, but you must be the legal age of 18 to apply.
Do you only do loans for low-income buyers?
No. We have a variety of loans for all different incomes.
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